Serving contractors and trades businesses nationwide
$000s
contractors overpay on audits every year
Annual
every policy renews — audits never stop
72hr
average turnaround on prepared packages
100%
remote — no office visits ever required
The problem
Most contractors dread audit season — and it costs them
Every year your insurance company audits your workers comp and general liability policy. They compare what you estimated against what actually happened — and if your records aren't organized and presented correctly, they overcharge you.
Most contractors hand over raw records, don't understand classification codes, and miss opportunities to significantly reduce what they owe. The insurance company isn't there to help you — they're there to collect.
Paying workers comp on subcontractors who carry their own insurance — because the certificates weren't organized
Employees classified under the wrong job codes which carry higher premium rates
Surprise audit bills that hit weeks after the policy year ends with no time to dispute
Hours wasted gathering and organizing records instead of being on the job site
How it works
Upload three things. We handle the rest.
Our entire process is designed around one goal — keeping you in the field. You upload your documents, we do the work, and you get back a complete audit-ready package in 72 hours.
The process
Simple. Secure. Done in 72 hours.
No office visits. No back and forth. Just upload, wait, and submit.
Step 01
Purchase & upload
Securely upload your bank statements, subcontractor certificates, and audit letter from your insurance company
Step 02
We prepare everything
We organize your records, correct classification errors, verify sub certificates, and build your complete audit package
Step 03
You receive your package
A complete organized submission package delivered to you within 72 hours with clear instructions on exactly what to submit
Step 04
You submit & save
Submit to your insurance company with confidence — knowing your records are accurate, organized, and working in your favor
Revenue verification, job cost breakdown, and proper documentation to support your premium calculation
Subcontractor cert organization
We verify and organize all certificates of insurance so you aren't charged for subs who carry their own coverage
Audit dispute support
If your audit result comes back higher than expected we prepare the documentation needed to dispute it
Year-round monitoring
Stay audit-ready all year with ongoing record organization so next audit season is never a scramble
Submission checklist & guidance
Clear step-by-step instructions on exactly what to submit and what to say so nothing gets missed
Who we serve
Built specifically for contractors and trades
If you carry workers comp or general liability insurance and work with subcontractors or employees, you're going through this audit every year. We specialize in the trades — we understand how your jobs are structured, how subs are paid, and where insurance companies look to add premium.
General contractors
Demolition
Roofing
Framing
Plumbing
HVAC
Landscaping
Painting
Concrete
Electrical
Flooring
Drywall
Outcomes
What you walk away with
Records organized and presented correctly so you aren't overcharged
Subcontractor certificates verified and properly presented
Classification errors identified and corrected before submission
Hours saved that you'd have spent gathering and organizing records
Confidence going into the audit knowing everything is right
A complete ready-to-submit package delivered in 72 hours
Pricing
Simple flat-rate pricing. No surprises.
We charge a flat fee because we understand how contractors think — you want to know the number upfront and get back to work. No hourly rates, no hidden fees. We've spent years in the trades and know exactly where insurance companies look to overcharge. You're not paying for paperwork. You're paying for someone who knows how to protect your money.
Money-back guarantee — if we can't find a single improvement in your audit preparation, you pay nothing.
Get started
Let's prepare your audit
Fill out the form below and we'll reach out within one business day to get you started. No commitment required.
Common questions
Frequently asked questions
What exactly do I need to upload?
Just three things — your bank statements for the policy period, certificates of insurance from your subcontractors, and the audit letter from your insurance company. That's it. We build everything else from there.
Is my financial information secure?
Yes. All documents are handled under a strict non-disclosure agreement. Your information is never shared with anyone and is only used to prepare your audit package.
Do I have to submit the audit myself?
Yes — you receive a complete ready-to-submit package with clear instructions and you submit it directly to your insurance company or agent. This keeps the process clean and straightforward on your end.
How much can I realistically save?
It depends on your payroll, how many subcontractors you use, and how your records were previously organized. Contractors who use multiple subs and haven't been tracking certificates often see the biggest savings — sometimes thousands of dollars in avoided premium charges.
What if my audit already came back and I think I was overcharged?
Audit results can be disputed for up to three years in most cases. We can prepare a dispute package for you — organize your records, identify where you were overcharged, and give you everything you need to formally contest the result.
Do you serve contractors in all states?
Yes. Our service is entirely remote and we work with contractors nationwide. The audit process is similar across most states and we handle all document preparation digitally.
How long does it take?
Once we receive all three documents from you, your complete audit package is delivered within 72 hours. Most clients receive it sooner.